WACHOVIA CREDIT CARD

Wachovia Net Access

The NEW Wachovia Credit Card links you to better service, greater convenience, and the benefits of your Wachovia relationship in one card. Apply for one of our cards and you'll get all of these benefits and more:

For more information about this new product offering, please contact (866) 327-6214, 24 hours a day, seven days a week.

Savings:

0% fixed APR¹ on balance transfers for six months

Security:

Overdraft protection when you link your card to a Wachovia Checking account²
Personal attention available 24 hours a day

Waived Fees:

No annual fee
Late fee waived once within a consecutive 12-month period
Overlimit fee waived once within a consecutive 12-month period

Your Introductory APR
This 0% APR for six months offer is valid only for balance transfers, not for purchases or cash advances.

Keeping Your APR Low
Your 0% APR is good for six months, but may increase if your account balance is consistently past due.

How Payments Are Applied
Payments are applied to low APR balances first.

Why Your APR May Change
We may change the account terms, including APRs or fees, at any time for any reason.

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¹ Your APR on balances you transfer within six months of your account opening is 0% fixed for six billing cycles. Thereafter, Standard Purchase Rate applies for the life of those balances. See Terms and Conditions.

² Transfers to your checking account from your Wachovia Credit Card Account will be treated as a cash advance and subject to the terms and conditions of your Cardmember Agreement. Your checking, savings, or other account may be assessed an Overdraft Protection Transfer Fee, depending upon your account type.