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Contact:   Tara Bullock
(704) 383-8164

August 31, 1998
First Union Promotes Todd Rowley to Senior Vice President

Washington, D.C.  Todd W. Rowley has been promoted to senior vice president of First Union-Virginia/Maryland/Washington, D.C. In addition, Rowley has been named sales manager for First Unions Commercial Banking Division throughout the metropolitan Washington area.

Rowley is a seasoned banking professional, having served more than 12 years with First Union. He has held various positions, including branch manager. Rowleys responsibilities as senior vice president will include overseeing First Unions commercial banking operations for Virginia/Maryland/Washington, D.C. As sales manager, he will oversee sales development and lending activities throughout the region.

Rowley earned the designation of Preferred and Level A lending status from the Export-Import Bank of the United States, a designation that fewer than 1 percent of all United States export lenders earn. He also achieved national recognition for his work with small and minority businesses and regional economic development. He was honored with the United States Small Business Administrations Financial Services of the Year award for both 1993 and 1996 and was recognized by Fairfax County as its Small Business Advocate of the Year in 1992 and 1995.

Rowley received a degree in banking finance from the Stonier Graduate School of Banking at the University of Delaware and his masters of business administration degree from Pamplin College of Business at Virginia Tech.

In addition to Rowleys outstanding achievements in banking, he is actively involved with civic and professional associations. He serves on advisory boards to Virginia Tech, Northern Virginia Welfare Reform Task Force and Metropolitan Washington Technology Workforce Coalition. He also serves on the board of directors for the Northern Virginia Technology Council, Fairfax County Chamber of Commerce, Leadership Fairfax and the Fairfax County Fair. In 1996 he was asked to join a newly formed subcommittee of the Virginia General Assembly to assist in enhancing capital access and business financing to small and emerging technology-based companies.

First Union Corporation (NYSE:FTU) is a leading provider of financial services to more than 16 million retail and corporate customers throughout the East Coast and the nation. First Union is the nations sixth largest bank holding company, based on assets of $229 billion as of June 30, 1998, and ranks among the top 15 financial services companies in the world, based on market capitalization. The company operates full-service banking offices in Connecticut, Delaware, Florida, Georgia, Maryland, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and Washington, D.C.

- FTU -

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