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Debt Ratings

Several ratings agencies, including Moody's, Standard & Poor's and Fitch, spend considerable time with Wachovia's management reviewing financial performance and strategic objectives. This section contains their most current ratings information available for Wachovia, and may not reflect intra-quarter changes. Great care is taken in obtaining the information in this report and, while it is generally considered to be reliable and accurate, its accuracy cannot be guaranteed.

Note: On April 1, 2002, the former Wachovia Bank, N.A. was merged into and under the charter of First Union National Bank with the resulting title Wachovia Bank, N.A.

Debt Ratings by Agency

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