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Media Contact:   Mary Eshet
(704) 383-7777

Media Contact:   Christy Phillips Brown
(704) 383-8178

Investor Contact:   Alice Lehman
(704) 374-4139

September 26, 2002
Wachovia Third Quarter Earnings Review Accessible by Internet and the Telephone on October 16, 2002

CHARLOTTE, N.C. - Wachovia plans to release its third quarter 2002 earnings results on Wednesday, October 16, 2002. Wachovia CEO Ken Thompson and CFO Bob Kelly will review Wachovia's third quarter results via teleconference and live audio webcast, beginning at 10 a.m. EDT. The earnings release and additional materials will be available on the Internet at http://wachovia.firstunion.com at approximately 7 a.m. EDT.

To participate, please access one of the following numbers no later than 9:50 a.m. EDT:

Dial-In Number:

1-877-546-1568 for U.S. callers
415-228-4836 for international callers
Access code: Kelly

Internet:

Audio webcast accessible at http://wachovia.firstunion.com

Internet Instructions:

Before event begins, please click on the link Third Quarter Earnings audio webcast and download Real Player or Media Player.

A continuous telephone replay will be available:

Replay:

Wednesday, October 16 at 1 p.m. and continuing through 5 p.m. EDT, Friday, October 25. To listen to the replay, please dial 402-220-3835.


Wachovia Corporation (NYSE:WB), created through the September 1, 2001, merger of First Union and Wachovia, had assets of $325 billion and stockholder's equity of $30 billion at June 30, 2002. Wachovia is a leading provider of financial services to 20 million retail, brokerage and corporate customers throughout the East Coast and the nation. The company operates full-service banking offices under the First Union and Wachovia names in 11 East Coast states and Washington, D.C., and offers full-service brokerage with offices in 49 states and global services through more than 30 international offices. Online banking and brokerage products and services are available through wachovia.com and firstunion.com.


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