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SUMMARY OF DEBT RATINGS

Wachovia Corporation (formerly First Union Corporation)

Date of last rating change/affirmation	Moody's 07/22/2008	S&P 07/22/2008	Fitch 07/22/2008
Senior Unsecured Debt	A1	A+	A+
Subordinated Debt	A1	A+	A
Short Term Debt (CP)	P-1	A-1	F1+
Preferred Stock	A2	A	A

Wachovia Bank, N.A.

Date of last rating change/affirmation Moody's
07/22/2008 S&P
07/22/2008 Fitch
07/22/2008
Short Term Deposits P-1 A-1+ F1+
Long Term Deposits Aa2 AA- AA
Senior Unsecured Aa1 AA A+
Subordinated Debt Aa2 AA- A

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