HEALTH BENEFITS

Good health and personal well-being among our employees ultimately leads to more productivity, energy, creativity, and focus in the workplace. We provide eligible employees access to cost-competitive benefits, alternate service delivery mechanisms, wellness information resources, and a safe work environment.

Program and service options for health care include:

Managed healthcare plans (HMO and POS)
Traditional deductible healthcare options
Varied categories of dependent coverage
Preventive health care benefits and cost-effective prescription drug programs
Two levels of dental coverage
Vision care plan
Health Care Spending Account

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This communication summarizes benefit and policy terms for Wachovia. It does not discuss every detail of the plan under which benefits are made available and it does not present some technical aspects of the plans that may affect your right to participate in or receive benefits. If there is any inconsistency or ambiguity between the plan documents and this communication, the plan documents will control. The Corporation reserves the right to change or terminate benefits at any time, including but not limited to, cost sharing and rate of Savings Plan match.