PRESS RELEASES

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December 2003
November 2003
October 2003
September 2003
August 2003
July 2003
June 2003
May 2003
April 2003
March 2003
February 2003
January 2003

December 2003

December 22, 2003
WACHOVIA BANK N.A. ACQUIRES CORRESPONDENT BANKING PAYMENT PROCESSING BUSINESS OF HARRIS BANK INTERNATIONAL CORPORATION

December 17, 2003
WACHOVIA ACQUIRES MULTIFAMILY MORTGAGE LENDER LEND LEASE MORTGAGE CAPITAL

December 15, 2003
STEWART MCDOWELL NAMED PRESIDENT OF WACHOVIA INSURANCE SERVICES

December 15, 2003
WACHOVIA IS NATION'S TOP COMMUNITY DEVELOPMENT LENDER

December 15, 2003
WACHOVIA NAMES GWYNNE WHITLEY HEAD OF CORPORATE CUSTOMER SERVICE EXCELLENCE

December 12, 2003
WACHOVIA PREFERRED FUNDING CORP. DECLARES DIVIDEND ON SERIES A PREFERRED SECURITIES

December 12, 2003
WACHOVIA TO ANNOUNCE FOURTH QUARTER EARNINGS ON JANUARY 15, 2004

December 10, 2003
WACHOVIA ANNOUNCES NEW LEADERS, MORE JOBS FOR RE-BRANDED WACHOVIA TRUST

December 04, 2003
WACHOVIA CUSTOMERS UTILIZE BALANCE ALERTS FOR ACCOUNT UPDATES

December 01, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST APPOINTED EQUITY-SERVICES PROVIDER FOR OVERNITE TRANSPORTATION

November 2003

November 28, 2003
WACHOVIA CEO KEN THOMPSON PRESENTS AT GOLDMAN SACHS 14TH ANNUAL BANK CEO CONFERENCE

November 26, 2003
WACHOVIA ACQUIRES REMAINING STAKE IN AGENCY MULTIFAMILY MORTGAGE LENDER AMI CAPITAL

November 19, 2003
A FAMILIAR FACE TAPPED AS MANAGING DIRECTOR FOR WACHOVIA WEALTH MANAGEMENT IN JACKSONVILLE

November 19, 2003
WACHOVIA ANNOUNCES PLATINUM SPONSORSHIP OF FELABAN

November 14, 2003
WACHOVIA CEO KEN THOMPSON PRESENTS AT MERRILL LYNCH BANKING & FINANCIAL SERVICES CONFERENCE

November 05, 2003
WACHOVIA INTRODUCES ONLINE PAYABLES SERVICE GEARED TO SMALLER BUSINESSES

November 04, 2003
WACHOVIA ANNOUNCES VISA EXTRAS REWARD PROGRAM FOR ITS BUSINESS CHECK CARD CUSTOMERS

November 04, 2003
WACHOVIA SECURITIES HIRES JIM KELLIGREW TO HEAD INVESTMENT GRADE DEBT UNIT IN FIXED INCOME DIVISION

October 2003

October 31, 2003
WACHOVIA CFO BOB KELLY PRESENTS AT BANCANALYSTS ASSOCIATION OF BOSTON 2003 FALL CONFERENCE

October 30, 2003
WACHOVIA INTRODUCES NEW ELECTRONIC CHECK CONVERSION AT POINT-OF-SALE (POS) SERVICE

October 30, 2003
WACHOVIA'S TREASURY SERVICES DIVISION INTRODUCES NEW CHECK FRAUD PREVENTION SERVICE

October 27, 2003
WACHOVIA CHAMPIONSHIP GIVES TEACH FOR AMERICA $1 MILLION

October 27, 2003
WACHOVIA NAMES DAVIES PRESIDENT OF WACHOVIA MORTGAGE CORP.

October 27, 2003
WACHOVIA TO HOST TWO EXHIBIT BOOTHS, SPONSOR 2003 PINNACLE AWARDS AT THE 24TH ANNUAL AFP CONFERENCE

October 22, 2003
WACHOVIA ANNOUNCES AGREEMENT TO ACQUIRE METROPOLITAN WEST SECURITIES, LLC

October 21, 2003
WACHOVIA CORPORATION DECLARES CASH DIVIDEND ON COMMON STOCK

October 21, 2003
WACHOVIA SECURITIES PROMOTES BEN WILLIAMS TO HEAD NEWLY FORMED DEBT MARKETS GROUP, CURTIS ARLEDGE TO HEAD FIXED INCOME

October 20, 2003
EDUCAID INTRODUCES NEW LOAN SERVICES FOR PARENTS AND COLLEGES

October 20, 2003
WACHOVIA LAUNCHES ANNUAL READING FIRST PROGRAM IN SCHOOLS TO PROMOTE EARLY CHILDHOOD LITERACY

October 17, 2003
NATIONAL COMMUNITY CAPITAL ASSOCIATION ANNOUNCES HONORS FOR FOUR FINANCE LEADERS

October 16, 2003
WACHOVIA WEALTH MANAGEMENT CAPTURES AD CAMPAIGN OF THE YEAR AWARD

October 15, 2003
WACHOVIA EARNS RECORD $1.1 BILLION; 3RD QUARTER EPS UP 26% TO 83 CENTS

October 14, 2003
WACHOVIA LEADERS TO ATTEND 2003 SIBOS CONFERENCE IN SINGAPORE

October 14, 2003
WACHOVIA RECOGNIZED FOR TOP TEN INTRANET SITE

October 14, 2003
WACHOVIA TREASURY AND FINANCIAL CONSULTING HIRES RENÉE MCKENZIE

October 09, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST ANNOUNCES ENHANCED AUCTION AGENT SERVICES

October 09, 2003
WACHOVIA WEALTH MANAGEMENT ENTERS MANHATTAN

October 02, 2003
WACHOVIA WEALTH MANAGEMENT ANNOUNCES NEW SEGMENTATION STRATEGY

September 2003

September 29, 2003
WACHOVIA MORTGAGE CORPORATION EDUCATES FIRST-TIME HOMEBUYERS THROUGH INFORMATIVE E-MAIL CAMPAIGN

September 26, 2003
WACHOVIA NAMES MCDOWELL CEO FOR CAROLINAS

September 23, 2003
WACHOVIA NAMED ONE OF THE TOP TEN COMPANIES FOR WORKING MOTHERS

September 17, 2003
WACHOVIA CORPORATION RANKS AMONG TOP 5 HIGH-NET-WORTH MONEY MANAGERS

September 17, 2003
WACHOVIA REGIONAL FOUNDATION AWARDS OVER $500,000 IN NEIGHBORHOOD PLANNING GRANTS

September 16, 2003
WACHOVIA CONGRATULATES THE SMALL BUSINESS ADMINISTRATION ON ITS 50TH ANNIVERSARY

September 15, 2003
WACHOVIA INSURANCE SERVICES HIRES LEHMAN AS CHIEF FINANCIAL OFFICER

September 12, 2003
WACHOVIA PREFERRED FUNDING CORP. DECLARES DIVIDEND ON SERIES A PREFERRED SECURITIES

September 12, 2003
WACHOVIA TO ANNOUNCE THIRD QUARTER EARNINGS ON OCTOBER 15, 2003

September 08, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST ANNOUNCES KEY HIRES IN DELAWARE

September 03, 2003
WACHOVIA TAPS JOE MCGUIRE AS DEALER FINANCIAL SERVICES SALES MANAGER FOR CAROLINAS, EASTERN TENNESSEE

September 02, 2003
WACHOVIA ANNOUNCES SPENCE TO RETIRE

September 02, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST HIRES NEW BUSINESS DEVELOPMENT OFFICER FOR STRUCTURED FINANCE TRUST SERVICES

August 2003

August 28, 2003
WACHOVIA SELECTS DEBIT AND ATM NETWORK PROVIDERS

August 27, 2003
WACHOVIA RENEWS SPONSORSHIP AGREEMENT WITH MIAMI DOLPHINS

August 25, 2003
WACHOVIA SIGNS SPONSORSHIP DEAL WITH NEW YORK GIANTS

August 21, 2003
WACHOVIA WEALTH MANAGEMENT HIRES INDUSTRY VETERAN MORRISON CREECH AS SENIOR CREDIT OFFICER

August 19, 2003
WACHOVIA INTRODUCES FREE STUDENT CHECKING AS COLLEGE STUDENTS START THE NEW SCHOOL YEAR

August 18, 2003
WACHOVIA COMPLETES MERGER INTEGRATION ON SCHEDULE, UNDER BUDGET, WITH ADDED CONVENIENCE FOR CUSTOMERS

August 13, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST APPOINTED TRANSFER AGENT FOR PEPCO HOLDINGS

July 2003

July 30, 2003
CLAY AIKEN ANNOUNCES START OF BUBEL-AIKEN FOUNDATION

July 30, 2003
WACHOVIA CREATES INTERNATIONAL FUTURE FLOW SECURITIZATION TEAM

July 29, 2003
WACHOVIA SPONSORS TWO TREASURY SERVICES EXPOS IN AUGUST

July 28, 2003
WACHOVIA BILLBOARD TO BECOME HIGHEST, MOST VISIBLE SPACE IN TIMES SQUARE

July 28, 2003
WACHOVIA WELCOMES MAYOR BLOOMBERG AND CLAY AIKEN FOR GRAND OPENING CELEBRATION

July 25, 2003
AMERICAN IDOL CLAY AIKEN AND NYC MAYOR BLOOMBERG JOIN WACHOVIA FOR GRAND OPENING CELEBRATION MONDAY

July 24, 2003
WACHOVIA WELCOMES MAYOR BLOOMBERG AND CELEBRITY GUEST FOR GRAND OPENING CELEBRATION MONDAY

July 21, 2003
JEFFREY GELFAND JOINS WACHOVIA SECURITIES, LLC AS CFO

July 17, 2003
WACHOVIA CORPORATION INCREASES QUARTERLY DIVIDEND 21% TO 35 CENTS PER SHARE; 46% INCREASE SINCE SECOND QUARTER 2002

July 17, 2003
WACHOVIA EARNS RECORD $1.0 BILLION; 2ND QUARTER EPS UP 24% TO 77 CENTS

July 16, 2003
WACHOVIA SECURITIES HIRES INDUSTRY VETERAN ARTURO CIFUENTES TO SPEARHEAD CDO RESEARCH EFFORT

July 15, 2003
WACHOVIA STRENGTHENS ITS INTERNATIONAL TREASURY SERVICES GROUP

July 14, 2003
STEVE NASON JOINS WACHOVIA SECURITIES FINANCIAL INSTITUTIONS INVESTMENT BANKING GROUP

July 14, 2003
WACHOVIA INSURANCE SERVICES HIRES MCDOWELL AS CHIEF OPERATING OFFICER

July 08, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST NAMED NATION'S FOURTH-LARGEST TRUSTEE

July 03, 2003
WACHOVIA SPONSORS THIRD TREASURY SERVICES EXPO

July 01, 2003
WACHOVIA CORP. AND PRUDENTIAL FINANCIAL, INC. COMPLETE COMBINATION OF BROKERAGE UNITS

July 01, 2003
WACHOVIA RETIREMENT SERVICES COMPLETES THE PURCHASE OF PFPC RETIREMENT SERVICES BUSINESS

June 2003

June 27, 2003
WACHOVIA CORPORATION LOWERS PRIME RATE

June 25, 2003
WACHOVIA SECURITIES HIRES NEW YORK-BASED STRUCTURED CREDIT DERIVATIVES TRADING AND MARKETING TEAM

June 23, 2003
WACHOVIA SECURITIES BOLSTERS HEALTH CARE RESEARCH COVERAGE

June 20, 2003
WACHOVIA TO ANNOUNCE SECOND QUARTER EARNINGS ON JULY 17, 2003

June 20, 2003
WACHOVIA'S TREASURY SERVICES DIVISION HIRES JINDA BRANCH AHDIEH

June 19, 2003
WACHOVIA AGREES TO PURCHASE SEITLIN AND COMPANY

June 17, 2003
WACHOVIA'S HEAD OF RETAIL BANKING, CECE SUTTON, PRESENTS AT FINANCIAL SERVICES ANALYSTS ASSOCIATION CONFERENCE

June 16, 2003
WACHOVIA'S INTERNATIONAL BANKING DIVISION HIRES EILEEN RIACH IN THE GLOBAL PAYMENTS SERVICES GROUP

June 11, 2003
WACHOVIA PREFERRED FUNDING CORP. DECLARES DIVIDEND ON SERIES A PREFERRED SECURITIES

June 10, 2003
WACHOVIA'S COMMUNITY DEVELOPMENT INITIATIVES TOTAL MORE THAN $19 BILLION IN 2002

June 04, 2003
WACHOVIA ANNOUNCES

June 04, 2003
WACHOVIA LAUNCHES NEW RETAIL ADVERTISING CAMPAIGN IN THE CAROLINAS

June 03, 2003
WACHOVIA CEO KEN THOMPSON PRESENTS AT SANFORD BERNSTEIN STRATEGIC DECISIONS CONFERENCE

May 2003

May 28, 2003
STEWART U. WALLACE NAMED HEAD OF INDUSTRIAL GROWTH INVESTMENT BANKING GROUP AT WACHOVIA SECURITIES

May 28, 2003
WACHOVIA SECURITIES HIRES RALPH JEAN TO COVER HARDLINES RETAIL STOCKS

May 23, 2003
WACHOVIA SECURITIES HIRES CARL REICHARDT TO COVER HOMEBUILDING, BUILDING PRODUCTS SECTORS

May 22, 2003
WACHOVIA INTRODUCES FIXED RATE SBA 7(A) LOAN OPTION

May 13, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST ANNOUNCES NEW BUSINESS DEVELOPMENT MANAGER

May 12, 2003
WACHOVIA CEO KEN THOMPSON TO PRESENT AT MORGAN STANLEY FINANCIAL SERVICES "CEOS UNPLUGGED" CONFERENCE

April 2003

April 28, 2003
WACHOVIA CFO BOB KELLY TO PRESENT AT UBS WARBURG GLOBAL FINANCIAL SERVICES CONFERENCE

April 28, 2003
WACHOVIA INSURANCE SERVICES RECEIVES TOP AWARDS

April 24, 2003
WACHOVIA INTRODUCES NEW "DROPBOX ARC" CAPABILITIES

April 22, 2003
WACHOVIA CORPORATION ANNOUNCES 12% INCREASE IN CASH DIVIDEND ON COMMON STOCK

April 22, 2003
WACHOVIA TREASURY SERVICES TO PARTICIPATE IN PAYMENTS 2003 CONFERENCE

April 21, 2003
WACHOVIA NAMES BOB REID TO HEAD STRATEGIC RETIREMENT INITIATIVE

April 21, 2003
WACHOVIA ROLLS OUT, ONLINE FX, PROPRIETARY WEB-BASED PLATFORM

April 17, 2003
WACHOVIA RETIREMENT SERVICES TO ACQUIRE PFPC RETIREMENT SERVICES BUSINESS

April 17, 2003
WACHOVIA SPONSORS TREASURY SERVICES EXPO

April 16, 2003
WACHOVIA EARNS RECORD $1 BILLION; 1ST QUARTER EPS UP 15% TO 76 CENTS

April 07, 2003
INTRODUCING CYBERIMPORT - WACHOVIA'S LATEST WEB-BASED TRADE SERVICES PRODUCT

March 2003

March 31, 2003
WACHOVIA CORPORATION ANNOUNCES FIRST QUARTER EARNINGS EXPECTATIONS AND HIGHLIGHTS INFORMATION IN 10-K FILING

March 20, 2003
WACHOVIA LAUNCHES NEW RETAIL ADVERTISING CAMPAIGN

March 20, 2003
WACHOVIA RANKED SECOND IN GREENWICH ASSOCIATES STUDY

March 18, 2003
WACHOVIA ANNOUNCES EXPANSION OF ITS MILITARY LEAVE POLICY FOR EMPLOYEES AND ENHANCED SERVICES FOR CUSTOMERS IN SUPPORT OF THE SOLDIERS' AND SAILORS' CIVIL RELIEF ACT

March 17, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST ANNOUNCES NEW HIRES

March 13, 2003
WACHOVIA ANNOUNCES FIRST QUARTER EARNINGS RELEASE DATE

March 12, 2003
LUCY KINOSIAN HIRED INTO WACHOVIA'S INTERNATIONAL BANKING DIVISION

March 11, 2003
BRIAN LAMBERT TO HEAD WACHOVIA TREASURY SERVICES' BUSINESS DEVELOPMENT GROUP

March 06, 2003
WACHOVIA PREFERRED FUNDING CORP. DECLARES DIVIDEND ON SERIES A PREFERRED SECURITIES

February 2003

February 25, 2003
WACHOVIA WEALTH MANAGEMENT LAUNCHES FIRST ADVERTISING CAMPAIGN

February 19, 2003
WACHOVIA CORP. AND PRUDENTIAL FINANCIAL, INC. TO FORM PREMIER NATIONAL RETAIL FINANCIAL ADVISORY FIRM

February 18, 2003
WACHOVIA CORPORATION DECLARES CASH DIVIDEND ON COMMON STOCK

February 18, 2003
WACHOVIA INTRODUCES "NO STRINGS ATTACHED" FREE CHECKING

February 18, 2003
WACHOVIA CORPORATION CHAIRMAN L.M. BAKER, JR., ANNOUNCES RETIREMENT; G. KENNEDY THOMPSON TO SUCCEED BAKER

February 06, 2003
WACHOVIA SPONSORS TREASURY SERVICES EXPO

February 03, 2003
JOSEPH PELLEGRINI AND GRANT RICE JOIN WACHOVIA SECURITIES CONSUMER & RETAIL INVESTMENT BANKING GROUP

February 03, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST INCREASES NORTHEAST PRESENCE

February 03, 2003
WACHOVIA INSTITUTIONAL TRUST SERVICES ANNOUNCES NEW TRADE CAPABILITY

January 2003

January 30, 2003
FDIC AND WACHOVIA CORPORATION FORM FIRST CORPORATE-WIDE MONEY SMART ALLIANCE PARTNERSHIP

January 29, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST INCREASES MIDWEST PRESENCE

January 28, 2003
WACHOVIA ANNOUNCES EXPANSION OF ITS FINANCIAL CENTER NETWORK INTO MANHATTAN

January 27, 2003
WACHOVIA CFO BOB KELLY PRESENTS AT SALOMON SMITH BARNEY FINANCIAL SERVICES CONFERENCE

January 16, 2003
WACHOVIA REPORTS 4TH QUARTER GAAP NET INCOME OF 66 CENTS PER SHARE

January 08, 2003
WACHOVIA CORPORATE AND INSTITUTIONAL TRUST ANNOUNCES CHANGES WITHIN WACHOVIA INFORMATION CONSULTING GROUP

January 06, 2003
WACHOVIA SECURITIES ACTS AS SOLE ADVISOR AND PLACEMENT AGENT IN PRIVATE EQUITY RAISE FOR EMPLOYERS DIRECT CORPORATION

January 06, 2003
WACHOVIA SIGNS SPONSORSHIP AGREEMENT WITH TAR HEEL ATHLETICS ASSOCOCIATION

January 03, 2003
WACHOVIA LAUNCHES NEW RETAIL ADVERTISING CAMPAIGN

January 02, 2003
WACHOVIA ANNOUNCES FOURTH QUARTER EARNINGS RELEASE DATE

January 02, 2003
WACHOVIA LAUNCHES NEW RETAIL ADVERTISING CAMPAIGN

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