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PRESS RELEASES


Media Contact:   Mary Eshet
(704) 383-7777

Media Contact:   Christy Phillips Brown
(704) 383-8178

Investor Contact:   Alice Lehman
(704) 374-4139

April 28, 2003
Wachovia CFO Bob Kelly to Present at UBS Warburg Global Financial Services Conference

CHARLOTTE, N.C. - Wachovia CFO Bob Kelly will present at UBS Warburg's Global Financial Services Conference on Wednesday, April 30, 2003. This presentation will be available via live audio webcast beginning at 8:10 a.m. EDT through Wachovia's Investor Relations home page at www.wachovia.com/investor.

A replay of the webcast will be available beginning April 30, 2003, at 12 p.m. EDT until May 30, 2003, at 5 p.m. EDT.

Wachovia Corporation (NYSE:WB), created through the September 1, 2001, merger of First Union and Wachovia, had assets of $348 billion and stockholders' equity of $32 billion at March 31, 2003. Wachovia is a leading provider of financial services to retail, brokerage and corporate customers throughout the East Coast and the nation. The company operates full-service banking offices under the First Union and Wachovia names in 11 East Coast states and Washington, D.C., and offers full-service brokerage with offices in 48 of the 50 states. Global services are provided through more than 30 international offices. Online banking and brokerage products and services are available through wachovia.com.

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