2004 FINANCIAL NEWS AND EVENTS

December 14, 2004
WACHOVIA TO ANNOUNCE FOURTH QUARTER EARNINGS ON JANUARY 19, 2005
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December 7, 2004
WACHOVIA CEO KEN THOMPSON PRESENTS AT GOLDMAN SACHS ANNUAL BANK CEO CONFERENCE
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November 15, 2004
WACHOVIA ANNOUNCES REVISED TIME FOR CEO KEN THOMPSON'S PRESENTATION AT THE MERRILL LYNCH BANKING & FINANCIAL SERVICES INVESTOR CONFERENCE
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November 3, 2004
WACHOVIA GENERAL BANK PRESIDENT PRESENTS AT THE BANCANALYSTS ASSOCIATION OF BOSTON CONFERENCE
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November 1, 2004
WACHOVIA COMPLETES SOUTHTRUST MERGER
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October 28, 2004
WACHOVIA SPECIAL MEETING OF SHAREHOLDERS
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October 22, 2004
WACHOVIA CORPORATION ANNOUNCES SOUTHTRUST DIRECTORS TO JOIN BOARD OF DIRECTORS
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October 18, 2004
WACHOVIA CORPORATION INCREASES QUARTERLY DIVIDEND 15% TO 46 CENTS PER SHARE
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October 15, 2004
WACHOVIA AND SOUTHTRUST RECEIVE FEDERAL RESERVE APPROVAL OF MERGER APPLICATION
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October 15, 2004
WACHOVIA'S 3^rd QUARTER 2004 EARNINGS PER SHARE UP 16% TO 96 CENTS
Record net income of $1.26 billion fueled by strong execution in core businesses
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September 22, 2004
GENERAL BANK PRESIDENT BEN JENKINS PRESENTS AT THE FOX-PITT, KELTON CONFERENCE
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September 14, 2004
WACHOVIA TO ANNOUNCE THIRD QUARTER EARNINGS ON OCTOBER 15, 2004
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September 13, 2004
WACHOVIA CEO KEN THOMPSON PRESENTS AT LEHMAN BROTHERS CONFERENCE ON SEPTEMBER 13
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August 17, 2004
WACHOVIA CORPORATION DECLARES CASH DIVIDEND ON COMMON STOCK
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July 15, 2004
WACHOVIA'S 2^nd QUARTER 2004 GAAP EARNINGS UP 23% TO 95 CENTS PER SHARE
Net income of $1.25 billion fueled by continued momentum in core businesses
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June 21, 2004
WACHOVIA AND SOUTHTRUST TO MERGE IN STOCK-FOR-STOCK TRANSACTION
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June 17, 2004
WACHOVIA GENERAL BANK PRESIDENT PRESENTS AT PIPER JAFFRAY RETAIL BANKING SYMPOSIUM
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June 9, 2004
WACHOVIA TO ANNOUNCE SECOND QUARTER EARNINGS ON JULY 15, 2004
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May 11, 2004
CEO KEN THOMPSON PRESENTS AT UBS 2004 GLOBAL FINANCIAL SERVICES CONFERENCE
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April 20, 2004
WACHOVIA CORPORATION DECLARES CASH DIVIDEND ON COMMON STOCK
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April 19, 2004
WACHOVIA’S 1^st QUARTER 2004 GAAP EARNINGS UP 24% TO 94 CENTS PER SHARE
Record $1.25 billion net income fueled by strong market-related revenue and continued momentum in core businesses
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March 25, 2004
WACHOVIA TO ANNOUNCE FIRST QUARTER EARNINGS ON
APRIL 19, 2004
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March 3, 2004
WACHOVIA TREASURER TOM WURTZ PRESENTS AT JP MORGAN FINANCIAL SERVICES CONFERENCE
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January 28, 2004
WACHOVIA CFO BOB KELLY PRESENTS AT SMITH BARNEY FINANCIAL SERVICES CONFERENCE
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January 15, 2004
WACHOVIA'S 4TH QUARTER 2003 GAAP EARNINGS UP 26% TO 83 CENTS PER SHARE
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January 15, 2004
WACHOVIA CORPORATION INCREASES QUARTERLY DIVIDEND 14% TO 40 CENTS PER SHARE
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