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SUMMARY OF DEBT RATINGS


Wachovia Corporation (formerly First Union Corporation)

 Date of last rating change/affirmationMoody's 
04/14/2008 
S&P
04/14/2008
Fitch
04/14/2008
Senior Unsecured Debt Aa3 AA- AA-
Subordinated Debt A1 A+ A+
Short Term Debt (CP) P-1 A-1+ F1+
Preferred Stock A2 A A+

Wachovia Bank, N.A.

Date of last rating change/affirmation Moody's 
04/14/2008
S&P
04/14/2008
Fitch
04/14/2008
Short Term Deposits P-1 A-1+ F1+
Long Term Deposits Aa1 AA AA
Senior Unsecured Aa1 AA AA-
Subordinated Debt Aa2 AA- A+