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Personal Finance Glossary

S&P SEC EDGAR Savings Bond Second Mortgage Section 1035 Exchanges Section 529 Plans Sector Funds Sector Rotation Secured Debt Securities & Exchange Commission Security Separate (Sub-Account) Account Series E Savings Bonds Series EE Savings Bonds Series HH Savings Bonds Settlement Date Settlement Option Shareholders' Equity Sharpe Ratio Short Interest Short Sale Short-Term Capital Gains Single Premium Annuity Small-Cap Stock Social Security Statement Spinoff Split Spread Standard & Poor's Composite Index of 500 Stocks (S&P 500) Standard Deviation Standard Risk Statement Stock Stock Redemption Plan Stock Ticker Stretch IRA Sub-Standard Risk Subordinated Debenture Successor Trustee Suicide Clause Surrender Charges Surrender Schedule Surrender Value Survivorship Life Insurance Swap Symbol Systematic Withdrawals

Sector Funds Mutual funds that invest in specific industries and economic niches to seek above-average returns. Their narrow focus may make them more volatile than broadly diversified funds and more vulnerable to single economic, political, or regulatory developments.

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