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 Individual Retirement Account (IRA) |
Individual Retirement Account (IRA)
A retirement account to which you can contribute up to a maximum contribution amount for a tax year. IRAs give your money the potential to grow tax deferred and, depending on your personal circumstances, contributions may be tax deductible. Withdrawals from IRAs are taxed at then-current income tax rates. (Withdrawals prior to age 59½ may be assessed a 10% IRS penalty).
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