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Personal Finance Glossary

Face Amount Fannie Mae Federal Funds Rate Finance Charge First Mortgage Fixed Annual Percentage Rate (APR) Fixed Annuity Fixed Rate Mortgage Fixed-Rate Loan Flexible Premium Deferred Annuity Float Flood Insurance Foreclosure Foundations Free Look Front-End Load Fundamental Analysis Funds From Operations (FFOs) Funds Transfer Futures Contract

Funds From Operations (FFOs) Term used to define the cash flow of a real estate investment trust (REIT). Determined by adding depreciation (decline in value of property due to damage resulting from use) and amortization (gradual elimination of mortgage) to earnings (amount of income that the property yields).

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