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Personal Finance Glossary

ATM Accelerated Death Benefits Access Checks Accidental Death And Dismemberment Account Routing and Transit Number Accumulation Accumulation Period Active Management Active Statement Adjustable Rate Mortgages Administrative Charge Affiliate Aggressive Growth Funds Alpha American Depositary Receipts Amortization Annual Fee Annual Gift Tax Exclusion Annual Percentage Rate Annual Report Annually Renewable Term Annuitant Annuitization Annuity Annuity Benefits Annuity Contract Annuity Payment Period Annuity Start Date Applicable Exclusion Amount Application Fee Appraisal Appraisal Fee Appraised Value Appreciation Arbitrage Ask Assignment Attorney Fees Automated Teller Machine Available Credit Average Daily Balance

Annual Percentage Rate Credit Card The percentage rate applied to outstanding balances on a credit card on an annual basis. The APR can be fixed or variable. Mortgage The actual cost of your loan disclosed in a rate of interest including all of the associated costs such as fees.

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