WEALTH MANAGEMENT GLOSSARY

A Shares

ADRS

Abatement

Accrued Income

Accrued Interest

Active Trust

Administrative Provisions

Administrator

Administrator Cum Testamento Annexo (Also Known As Administrator CTA)

Administrator Cum Testamento Annexo De Bonis Non (Also Known As Administrator CTA)

Administrator With The Will Annexed

Agency

American Depository Receipts

Amortization

Annual Gift Tax Exclusion

Annuity

Apportionment

Appraisal

Asset

Attorney In Fact

Authenticated Copy

The amount of money or property ($11,000 for an individual and $22,000 for a married couple as of 2002) that may be given as a gift to a recipient each year without incurring a gift tax.