PERSONAL FINANCE GLOSSARY

Rate-Up In Age

Re-Entry Option

Reaction

Real Estate Investment Trust (REIT)

Real Time

Rebating

Record Date

Recording Fees

Recurring Payment

Refinancing

Reinstatement

Relative Strength

Renewable Term

Renewal Date/Anniversary Date

Renewal Rate

Replacement

Representation

Repurchase Agreement

Required Minimum Distribution (RMD)

Return Of Principal Guarantee

Return On Equity

Return on Investment (ROI)

Revenue Bond

Revolving Balance

Rider

Risk Selection

Roth IRA

Rule of 72

The minimum amount that an IRA account holder is required to withdraw annually beginning by age 70½. RMDs also apply to employer-sponsored retirement plans, but may be postponed until retirement if an individual works beyond age 70½ and is still employed by the company that is sponsoring the plan.