PERSONAL FINANCE GLOSSARY

Face Amount

Fannie Mae

Federal Funds Rate

Finance Charge

First Mortgage

Fixed Annual Percentage Rate (APR)

Fixed Annuity

Fixed Rate Mortgage

Fixed-Rate Loan

Flexible Premium Deferred Annuity

Float

Flood Insurance

Foreclosure

Foundations

Free Look

Front-End Load

Fundamental Analysis

Funds From Operations (FFOs)

Funds Transfer

Futures Contract

Provision required in most states whereby policy owners have 10 to 30 days (depending upon state requirements) to examine their new policies and may return them with no obligation.