PERSONAL FINANCE GLOSSARY

Face Amount

Fannie Mae

Federal Funds Rate

Finance Charge

First Mortgage

Fixed Annual Percentage Rate (APR)

Fixed Annuity

Fixed Rate Mortgage

Fixed-Rate Loan

Flexible Premium Deferred Annuity

Float

Flood Insurance

Foreclosure

Foundations

Free Look

Front-End Load

Fundamental Analysis

Funds From Operations (FFOs)

Funds Transfer

Futures Contract

Used to describe a type of annuity contract. The insurance company invests the assets on behalf of the contract holder and pays a fixed rate of interest, usually guaranteed for one year.