PERSONAL FINANCE GLOSSARY

Face Amount

Fannie Mae

Federal Funds Rate

Finance Charge

First Mortgage

Fixed Annual Percentage Rate (APR)

Fixed Annuity

Fixed Rate Mortgage

Fixed-Rate Loan

Flexible Premium Deferred Annuity

Float

Flood Insurance

Foreclosure

Foundations

Free Look

Front-End Load

Fundamental Analysis

Funds From Operations (FFOs)

Funds Transfer

Futures Contract

Commonly used to refer to the death benefit involved in the contract. The actual amount payable may be decreased by loans or increased by additional benefits payable under specified conditions or stated in a rider.