PERSONAL FINANCE GLOSSARY

Daily simple interest

Day High

Day Low

Death Benefit

Debenture

Debt-To-Income Ratio

Decreasing Term Insurance

Deed

Default

Deferred Annuity

Defined Benefit Plan

Defined Contribution Plan

Depreciation

Derivatives

Devaluation

Diluted Earnings

Disability Income Rider

Discount Rate

Distribution

Diversification

Dividend

Dividend Yield Ration

Document Preparation

Dollar Cost Averaging

Donor

Double Indemnity

Dow Jones Industrial Average

Down Market Performance

Down Payment

Duration

Investing equal amounts of money at regular intervals regardless of whether securities markets are moving up or down. This practice reduces average share costs to the investor who acquires more shares in periods of lower securities prices and fewer shares in periods of higher prices. Unlike a contractual plan, dollar-cost averaging is voluntary. (Dollar cost averaging does not assure a profit or protect against a loss. You should consider your ability to continue investing in declining market periods).