PERSONAL FINANCE GLOSSARY

Call Option

Call Risk

Callable Bond

Cap

Capital Appreciation

Capital Gain

Capital Gains Distribution

Capital Loss

Card Activation

Cardholder Agreement

Cash (Surrender) Value

Cash Advance

Cash Value

Certificate Of Deposit (CD)

Certified Financial Planner (CFP)

Change

Chapter 13 Bankruptcy Filing

Chapter 7 Bankruptcy Filing

Charge-Off

Charitable Contribution

Charitable Foundation

Charitable Lead Trust (CLT)

Charitable Remainder Annuity Trust (CRAT)

Charitable Remainder Trust

Charitable Remainder Unit Trust (CRUT)

Chartered Life Underwriter (CLU)

Chief Operating Officer (COO)

Closed-End Fund

Closed-End Lease

Closing

Closing Costs

Collateral

Collateralized Mortgage Obligation (CMO)

Commercial Paper

Commission

Commodity

Common Shares

Compounding

Concealment

Conditional Receipt

Consumer Price Index

Consumer Stock

Contingent Beneficiary

Contingent Deferred Sales Charge (CDSC)

Contingent Owner

Conversion Privilege

Convertible Debenture

Convertible Term

Correction

Correlation

Cost Of Insurance

Coverdell Education Savings Account

Credit Account Balance

Credit Card

Credit Card Issuer

Credit Limit/Line Of Credit

Credit Quality

Credit Report

Credit Risk

Credited Interest

Cross-Purchase Plan

Currency Risk

Current Yield

Cyclical Stock

A certificate issued by a bank or savings and loan that pays interest at a specified rate and that matures within a specified time frame, usually within five years. A CD typically pays a higher rate of interest than a standard passbook account. Certain deposits are FDIC-insured up to applicable limits.