PERSONAL FINANCE GLOSSARY

ATM

Accelerated Death Benefits

Access Checks

Accidental Death And Dismemberment

Account Routing and Transit Number

Accumulation

Accumulation Period

Active Management

Active Statement

Adjustable Rate Mortgages

Administrative Charge

Affiliate

Aggressive Growth Funds

Alpha

American Depositary Receipts

Amortization

Annual Fee

Annual Gift Tax Exclusion

Annual Percentage Rate

Annual Report

Annually Renewable Term

Annuitant

Annuitization

Annuity

Annuity Benefits

Annuity Contract

Annuity Payment Period

Annuity Start Date

Applicable Exclusion Amount

Application Fee

Appraisal

Appraisal Fee

Appraised Value

Appreciation

Arbitrage

Ask

Assignment

Attorney Fees

Automated Teller Machine

Available Credit

Average Daily Balance

The actual agreement between the customer and the insurance company that stipulates the guidelines by which each must operate. The features of the annuity are outlined in detail in the contract.