EDUCATION LOANS

Wachovia provides education loans for undergraduates, graduate students, parents, and more. Learn about different college loans and find information about financial aid. There are a number of affordable student loans to choose from.

Getting Started


Stafford 6.80% Fixed
Parent PLUS 8.50% Fixed Graduate PLUS 7.90% Reduced Fixed Rate Available
Wachovia Education Loan^SM, as low as 6.50% APR disclosures

Five Steps to Financial Aid

Let us walk you through the student
loan process.

Education Loans

Federal Stafford Loan (Apply Now)

With zero origination fees from Wachovia, this low-interest loan is the first choice for most undergraduates and graduate students.

Federal Parent PLUS Loan (Apply Now)

Parents can help cover up to 100 percent of their child's education costs, minus other aid awarded.

Federal Graduate PLUS Loan (Apply Now)

Graduate and professional students can cover up to 100 percent of their own education costs, minus other aid awarded.

Zero-Fee Wachovia Education Loan^SM (Apply Now)

With no fees and rates as low as Prime minus 1.00 percent, our flexible private loan can cover all costs not met by other aid programs including past-due balances up to three years old.

Health Professions Residency Loan (Apply Now)

Medical students in their residency can receive up to $12,500 with zero fees and an interest rate as low as Prime minus 1%.

More Loan Options

We have additional loans to match other unique situations.

Managing Your Loans

Postpone Repayment

Temporarily reduce or stop repayment with a deferment or forbearance.

Ways to Save on Your Loans

Only from Wachovia. Money-saving benefits on every loan.

Additional Information

Just for You

Students, Parents, and Schools.

Resources

Forms, calculators, FAQs, and helpful links.

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Private education loans and Federal PLUS Loans subject to credit approval. All federal loans originated by Wachovia Education Finance Inc. Private education loans originated by Wachovia Bank of Delaware, National Association.

Equal Credit Opportunity Lenders