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Residential Builders and Developers

Wachovia’s Residential Real Estate Relationship Managers strive to be the most knowledgeable and accessible providers of credit and non-credit financial products to large, medium, and small homebuilders and subdivision developers located throughout the East Coast. Because our Relationship Managers focus on home building and understand the unique complexities of that industry, they can provide tailored financial services that address a client’s specific needs. 

Property types financed:

• Single family detached housing 
• "For sale" attached housing and condominiums 
• Single family subdivisions  
• Master planned communities 
• Acquisition, development, and construction projects

Among the financing strategies utilized:

• Residential builder lines of credit, and "stand-alone" loans  
• Land Acquisition and Development (A&D) loans/lines of credit 
• Revolving facilities, master-note structures, borrowing base structures 
• Performance and financial letters of credit
• Syndicated loans

By working with product specialists and partners across our banking network, we can also offer our clients other advisory-oriented products and services such as:

• Interest rate management/derivative products and services
• Deposit and treasury services
• Builders risk and related insurance products
• Corporate finance, advisory, mergers and acquisitions
• Employee benefits
• Business and succession planning
• Consumer mortgage programs

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Related Products and Services
•Real Estate Checking and Savings
Related Links

•Foreclosures and Bank-Owned Real Estate
•Providing Real Estate Services to Wachovia

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