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Payment Processing

Wachovia Merchant Services offers small business merchants a wide variety of processing solutions through Elavon to meet your processing needs.

Whether you operate from a storefront, via the Internet, or run a mobile business, we have the technology solutions to support your business.

Dial Terminals
Wachovia Merchant Services supports terminals, printers, PIN pads and check readers from a variety of leading manufacturers, including Hypercom^® , Ingenico^® and VeriFone^®. We offer an array of full-featured, compact terminals that are economical, simple-to-use and meet the needs of merchants across a wide range of industries.

IP Terminals
Wachovia Merchant Services' Internet-enabled terminals offer the speed and flexibility of Ethernet-based payment services, allowing you to complete transactions in as little as four seconds, and eliminating the need for multiple phone lines in your business. Employing a DSL or cable broadband connection, you can process payments over a lightning-fast, always-on connection. Plus, multiple terminals or other Internet-connected devices can be connected all through one link.

Wireless Terminals
With our mobile payment solutions, you can process all of your electronic transactions quickly and efficiently - anywhere, anytime. Whether it's at the table, at a delivery stop, or in a taxi, Wireless terminals let you safely process transactions wherever your business takes you.

Software & Internet Products
Wachovia Merchant Services offers two scalable and dynamic software products that are excellent payment processing solutions for single locations, a large business enterprise and everyone in between.

Virtual Merchant (Access Now) -  A complete hosted payment solution that instantly transforms your PC into a "virtual" payment terminal.

• Supports a full range of payment types - from credit and debit cards to electronic checks and gift cards.
• Processes transactions in physical face-to-face, mail order/telephone order, or e-commerce environments.
• Easily handles recurring and installment payments.
• Best of all, merchants reduce risk and compliance headaches by letting NOVA protect their financial data, ensuring compliance with the latest industry security standards and regulations.

This scaleable, dynamic software solution is an excellent choice for a single location, a large business enterprise or anything in between.

viaWARP - A PC-based, distributed software solution that can:

• Reside either on a local desktop or on a network
• Support from 1 to 150 users or merchant IDs.

This is an ideal solution if a business has multiple product lines, multiple points-of-sale, or multiple locations that are networked together. viaWARP can support retail, Mail Order / Telephone Order and locally hosted Internet businesses. Select the viaWARP Deluxe version and merchants can integrate your order entry system directly to Elavon. viaWARP can also support recurring and installment billing as well as either real time or batch processing. This scaleable, dynamic software solution is an excellent choice for a single location, a large business enterprise and everyone in between.

SmartPayments^TM Plug-in for QuickBooks^®
Wachovia Merchant Services through Elavon also offers SmartPayments^TM Plug-in for QuickBooks^®, a software utility that allows you to process credit and debit transactions through Elavon utilizing the payment module within your QuickBooks accounting software.

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