SKIP TO SITE NAVIGATION | SWITCH TO GRAPHICAL VERSION
Commercial Checking and Savings
Every bank offers commercial checking accounts—but not every bank offers customized checking and deposit products to fit different business needs.
The following chart can help you select the type of account best suited for your business needs.
Deposit Product Commercial Checking
Most suitable for: Businesses with high transaction activity each monthTransactions per month (checks, deposits, ATM, ACH): UnlimitedInterest features: Earnings credit designed to offset service chargesFee Features: Tiered earnings credit on your balance offsets all or a part of your monthly chargesBusiness Checking
Most suitable for: Small businesses with basic banking needs and few transactionsTransactions per month (checks, deposits, ATM, ACH): 150Interest features: noneFee Features: Minimum or average balance requirement waives monthly maintenance feeBusiness Interest Checking
Most suitable for: Small businesses with basic banking needs and few transactionsTransactions per month (checks, deposits, ATM, ACH): 150Interest features: Competitive interest rateFee Features: Minimum or average balance requirement waives monthly maintenance feeCommercial Interest Checking1
Most suitable for: Sole proprietors, non-profit organizations, and estate/trust accountsTransactions per month (checks, deposits, ATM, ACH): UnlimitedInterest features: Variable rate of interestFee Features: Competitive interest rate on balances above those needed to offset monthly feesAdvantage Interest Checking1
Most suitable for: Large non-profit organizations that have complex cash management needs and use Treasury ServicesTransactions per month (checks, deposits, ATM, ACH): Unlimited (fees apply)Interest features: Interest paid on balances above those needed to offset monthly service chargesFee Features: Earnings credit rate offsets all or a part of your monthly service chargesNon-Profit Advantage Checking1
Most suitable for: Medium sized non-profit organizations that have moderate cash management needs and use Treasury ServicesTransactions per month (checks, deposits, ATM, ACH): Unlimited (fees apply)Interest features: Interest paid on balances above those needed to offset monthly service chargesFee Features: Earnings credit rate offsets all or a part of your monthly service chargesHigh Performance Money Market2
Most suitable for: Businesses who want market rates for their idle cashTransactions per month (checks, deposits, ATM, ACH): Six pre-authorized transfers (three checking); unlimited deposits and ATM transactionsInterest features: Tiered rates based on balance; compounded and credited monthlyFee Features: Business Savings2
Most suitable for: Any business with excess cash who wants a savings account with no initial minimumTransactions per month (checks, deposits, ATM, ACH): unlimited in-branch withdrawalsInterest features: Competitive interest rate, compounded daily and credited monthlyFee Features: Commercial Time Deposits
Most suitable for: Businesses who want to maintain excess balances in FDIC-insured accountsTransactions per month (checks, deposits, ATM, ACH): N/AInterest features: Specific interest set at maturity—from seven days to over 60 months; may be paid to a transaction account or reinvestedFee Features: Early withdrawal penalties applyEmail this article
Access Accounts Corporate & Institutional Login
Related Links Commercial Activity Charges
Corporate & Institutional Customer Service
Corporate & Institutional FAQs Site Map Glossary Search Navigation
Corporate & Institutional Section Navigation
Main Sections of the Site
Search