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Corporate and Institutional Glossary

S.W.I.F.T. SDRS SEC Safekeeping Sales Contract Sales Fee Sales-Type Lease Schedule B Number Securities Securities Lending Seller Selling Rate Settlement Settlement Account Number Settlement Date Shares Held In The Plan Shipper's Export Declaration Short Sight Draft Single Investor Tax Lease Spot Contracts Spot Date Spot Exchange Spot Rate Spread Stale Dated Standard Deviation Standard Risk Steamship Conference Steamship Guarantee Stipulated Loss Schedule Stock Certificate Stock Dividend Stop Transfers Street Name Strike Price (Exercise Price) Swap Synthetic Lease

Spot Date The value date when transactions concluded today will be delivered. Delivery is normally two business days for all currencies except the Canadian dollar and the Mexican peso, where delivery is in one business day.

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