LINES OF CREDIT

Commercial lines of credit are only as flexible as your lender allows them to be. We tailor our lines of credit to your precise and unique funding needs, and base them on a wider range of factors than many other providers. Look to Wachovia to work with you to facilitate seamless and cost-effective financing when you need to expand inventory, adjust to seasonal needs, alleviate cash flow shortages, or are faced with sudden, unexpected opportunities.

Among the strategies utilized:

• Commercial Lines of Credit—Permits you to readily borrow and repay funds as needed to meet short term liquidity needs
• Asset-Based Lines of Credit—Allows you to take advantage of your company’s investment in trading assets to increase your borrowing capacity
• Revolvers—Provides flexible financing over a defined period of time, usually two to three years, to facilitate asset acquisition or permanent working capital growth

For information on how you can maximize your financing flexibility, contact your Wachovia Relationship Manager.

Corporate & Institutional Customer Service