RELOCATION MORTGAGE PROGRAMS FOR COMPANIES

You need more than just discounted fees and lower rates to get your relocating employees into their new homes quickly. Your transferees need constant contact, intelligent advice, and streamlined processes to help them secure the right loan easily and confidently.

Wachovia Corporate Mortgage Services works with your employees each step of the way to help them transition effectively to a new location.

• A Mortgage Specialist, supported by a 10-person lending team, is assigned to each transferee for the duration of the loan process
• The streamlined application process offers free pre-qualification by phone, pre-approvals within 24 hours of application (often within minutes), and the ability to apply by phone, fax, or online
• Personal guidance is backed up with online access to current rates and fees, a free rate alert service, and private mortgage calculators to help your employees determine affordability
• Special features are available, like a free 60-day or longer interest rate lock with a float-down option if rates drop
• Through Wachovia at Work, a full array of additional discounted financial services is available to transferees
• Through an Affinity program, you can offer mortgage loans for first-time, experienced, or refinancing homebuyers to your entire organization or employee base

Wachovia Corporate Mortgage Services customizes its programs to your corporate policies and budgets, in order to provide cost-efficient and flexible solutions that benefit both you and your employees. Benefits include:

• Preferred borrower interest rate and closing cost discounts
• Streamlined process with reduced documentation
• Direct billing of closing costs and annual billing for the net present value of the subsidy
• Flexible underwriting standards, including consideration of trailing partner income and reduced down payment and liberal income ratio programs
• Customized corporate reporting and administration of your organization’s relocation policies and programs

Certain Restrictions Apply. Programs, Rates, Terms and Conditions are subject to change without notice.

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation and are originated by Wachovia Mortgage, FSB, Wachovia Bank, N.A., Wachovia Financial Services, Inc.,or where applicable, Wachovia Bank of Delaware, N.A. Products are not available in all states and are subject to change without notice. Certain restrictions apply.

Related Links

•About Mortgage Services
•Mortgage Resource Center

Corporate & Institutional Customer Service