SOLUTIONS FOR BUSINESS OWNERS

Wachovia Insurance Services has years of experience integrating company-sponsored benefits with the personal wealth planning objectives of company founders and senior executives. We specialize in sophisticated funding techniques for estate tax liabilities and creative nonqualified executive benefit plans.

Helping Enhance, Protect, and Transfer Wealth

Our plans are designed to help successful entrepreneurs and affluent individuals protect and transfer assets to heirs while avoiding the impact of estate taxes. Working with your advisors, we create a custom plan taking into account the source of premiums, ownership and beneficiary structure, possible exit strategies, and your own personal financial objectives.

Designing Cost-Effective, Nonqualified Benefit Plans

We also design nonqualified executive benefit plans for corporations seeking to reward key employees, ensure business succession, and fund buy-sell agreements. Our nonqualified plans can:

• Provide post-retirement income or death benefits
• Manage corporate liabilities involving the death or retirement of a major shareholder
• Reverse discrimination inherent in typical company-wide disability and retirement plans

Providing Service and Plan Administration

Ongoing service is perhaps the most critical component of any insurance-based solution—and one of our top priorities. Over the years, we’ve invested heavily in technology and human capital to ensure that you continue to receive personalized service long after implementation.

Insurance and annuity products are offered through non-bank insurance agency affiliates of Wachovia Corporation and are underwritten by unaffiliated insurance companies.

Related Products and Services
•Wachovia Insurance Services
•Supplemental Executive Insurance Programs

Corporate & Institutional Customer Service