FULL SERVICE 401(K)

Why are 401(k)s such an effective employee retention tool? Flexibility and simplicity. Wachovia Retirement Services offers a fully bundled retirement plan that is flexible enough to meet the needs of a broad range of employees, yet simple enough to be understood by all employees.

Plan Benefits

• A comprehensive plan for companies with over 100 employees that can be tailored to your needs.
• Investment flexibility—You are free to select among a full range of today's well-known fund families, including Evergreen Investments, Wachovia's asset management subsidiary, along with company stock and self-managed accounts.
• Employee education—All the tools and resources needed to generate interest, build understanding, and ensure employee participation, including custom enrollment packages, ongoing enrollment and communication meetings.
• Employee services—Individualized investment advice,¹ online account access, on-demand statements, a toll-free participant hotline, and AdviceTrack^®, an innovative program to help 401(k) participants reach their retirement goals by investing wisely and saving more.
• Wachovia Peak Performance^SM—Accountable service that includes a deep diagnostic of plan health and fact-based solutions designed to help you get and keep your employees on track for a financially secure retirement.
• Ease of plan installation—A dedicated relationship management team works closely with you to ensure a smooth installation or conversion of your plan.
• Ongoing compliance—Dedicated support throughout the life of your plan, including regulatory reporting and compliance testing, loan administration, flexible payroll acceptance formats, and trust accounting reporting.
• Sophisticated technology—Our participant system facilitates not only online transactions and loans, but comprehensive investor education.²

Investments in retirement plans do not guarantee a profit or return of principal.

Recordkeeping, trustee, and/or custody services are provided by Wachovia Retirement Services, a business unit of Wachovia Bank, N.A.

Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.

Related Products and Services
•Online Retirement Product Description
Related Links

•About the Retirement Services Group
•Retirement Plan Comparison Chart
•Retirement Participant Web site

Corporate & Institutional Customer Service