CORPORATE AND INSTITUTIONAL GLOSSARY

S.W.I.F.T.

SDRS

SEC

Safekeeping

Sales Contract

Sales Fee

Sales-Type Lease

Schedule B Number

Securities

Securities Lending

Seller

Selling Rate

Settlement

Settlement Account Number

Settlement Date

Shares Held In The Plan

Shipper's Export Declaration

Short

Sight Draft

Single Investor Tax Lease

Spot Contracts

Spot Date

Spot Exchange

Spot Rate

Spread

Stale Dated

Standard Deviation

Standard Risk

Steamship Conference

Steamship Guarantee

Stipulated Loss Schedule

Stock Certificate

Stock Dividend

Stop Transfers

Street Name

Strike Price (Exercise Price)

Swap

Synthetic Lease

The value date when transactions concluded today will be delivered. Delivery is normally two business days for all currencies except the Canadian dollar and the Mexican peso, where delivery is in one business day.