CORPORATE AND INSTITUTIONAL GLOSSARY

Rate

Receiving Depository Financial Institution (RDFI)

Reciprocal

Record Date

Recourse

Redeposited ACH

Registered Owner

Registrar

Rejection Of Transfer

Release Of Cargo

Relinquished Property

Reorganization Department

Replacement Property

Residual Value

Restricted Transfer

Return Statement

Revaluation

Reversal

Reverse Exchange

Rollover

Wachovia has the ability to re-originate ACH returns automatically at companies' requests. This applies to debit items that are returned for NSF. The second attempt will collect funds that might have been uncollected the first time around.