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U.S. AND U.K. SHARED IACH SERVICE AGREEMENTS

ACH Pre-Funding Disclosure This document requires Adobe Acrobat Reader.

Canadian Cheques Guide This document requires Adobe Acrobat Reader.

Canadian Pre-Authorized Debit Agreement This document requires Adobe Acrobat Reader.

International ACH (IACH) Cut-Off Schedule (via Wachovia Connection)

International ACH (IACH) Cut-Off Schedule (via Integrated Payables)

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