INTERNATIONAL CASH MANAGEMENT SOLUTIONS

Processing and consolidating cash throughout large multinational companies requires a cash management provider with size and scope. To meet this need, Wachovia has created a service offering that blends significant domestic resources with a combination of overseas branches, representative offices, and an extensive correspondent banking network.

By combining the expertise of our U.S.-based customer service and implementation professionals with the accessibility of correspondent banks, Wachovia has the flexibility to tailor a broad spectrum of services to meet your company's global financial needs, including:

• Multiple state-of-the-art electronic delivery options, allowing you to manage a global banking operation from anywhere in the world.
• A worldwide trade finance and correspondent banking network, allowing you to easily and efficiently engage in cross-border trade.

The following services can benefit your company by reducing payment float, improving information flow, and expanding your ability to conduct business internationally:

• Currency Risk Management
• Electronic Access Services
• European Cash Management
• European Treasury Management Services
• Global Check Clearing
• International Payment and Collection Services
• International Trade Services
• International Treasury Management Credit and Consulting
• North American (NAFTA) Treasury Management Solutions
• Wachovia Connection^®
• International ACH services from the U.S. into Canada and Europe

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