PRESS RELEASES

Media Contact: Leah Dering
704-383-0551

April 17, 2003
Wachovia Sponsors Treasury Services Expo
Wachovia to introduce its combined product offering April 23, 2003, in Charlotte

Charlotte, N.C. - Wachovia has announced that it will host its second regional product expo in Charlotte, N.C. This expo is designed to provide new and existing Wachovia clients with a forum in which to learn more about the treasury service solutions offered by Wachovia, the nation's second-largest cash management provider.

"We have always been committed to providing our customers with the best that both Wachovia and First Union have to offer. We are excited to deliver on that promise by offering our customers this session in which they can familiarize themselves with the full range of cash management solutions now available to them," said Ranjana Clark, head of Wachovia's Treasury Services Division.

The event will feature several concurrent sessions designed to share information and insight on treasury practices and industry developments. Topics include: Managing Global Liquidity, Currency Risk Management, the USA Patriot Act, the effects of Sarbanes-Oxley, as well as Cash Management Practices in Europe and Treasury Automation.

Wachovia's Treasury Services Division will host several exhibits in which various product teams will showcase their unique solutions. Product demonstrations include:
Payables Solutions
Receivables Solutions
Information and Access Solutions
Cash Depository Solutions
Cash Concentration and Investment Solutions
International Treasury Management Solutions
Wachovia's Treasury Consulting Group
The local chapter of the Association for Financial Professionals will also be staffing an exhibit booth, and Certified Cash Manager Credit will be available for participants.

CPE credit will also be given for CPA participants.

About Wachovia
Wachovia Corporation (NYSE:WB), created through the September 1, 2001, merger of First Union and Wachovia, had assets of $348 billion and stockholders' equity of $32 billion at March 31, 2003. Wachovia is a leading provider of financial services to retail, brokerage and corporate customers throughout the East Coast and the nation. Wachovia is also the nation's second-largest treasury management services provider for both domestic and international treasury management and consulting services. Cash flow solutions include, among other products, e-commerce, integrated payables and receivables, information reporting via Web or PC, and risk management. The company operates full-service banking offices under the First Union and Wachovia names in 11 East Coast states and Washington, D.C., and offers full-service brokerage with offices in 48 states. Global services are provided through more than 30 international offices. Online banking and brokerage products and services are available through wachovia.com.

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