PRESS RELEASES

Media Contact: Elizabeth Hodges
(704) 383-5188

March 22, 2000
First Union Securities' Corporate Banking Group Adds Director for Charlotte Area

CHARLOTTE - First Union Securities has announced that Christopher L. Corish has joined the Corporate Banking team as a director serving clients primarily in the Charlotte area.

The addition of Chris to our team demonstrates our commitment to providing our clients with superior service," said George Calfo, Managing Director of Corporate Banking for the Mid-Atlantic region. "Chris's wealth of knowledge positions us perfectly to provide value-added corporate banking in the Charlotte area."

Corish joins First Union Securities from Bank of America where he held various corporate and investment banking positions in Richmond and Charlotte. Before joining Bank of America, Corish worked with Wachovia in Atlanta. Corish is a graduate of the University of Virginia's McIntire School of Commerce with a Business Administration degree concentrated in the fields of finance, MIS and accounting. He is also a Chartered Financial Analyst.

First Union's Corporate Banking group, a division of its Investment Banking Group, works closely with Corporate Finance to provide corporate clients with idea generation and a full range of products and services from traditional banking to merger and acquisition advisory, equity underwriting and other investment banking services.

First Union Corporation is a leading provider of financial services to more than 16 million retail and corporate customers throughout the East Coast and the nation. It is the nation's sixth largest bank holding company with assets of $253 billion as of December 31, 1999. The company operates full-service banking offices in Connecticut, Delaware, Florida, Georgia, Maryland, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and Washington, D.C., and securities offices in 41 states.

Important Notice: First Union Securities is the trade name under which First Union Corporation conducts its investment banking, merger and acquisition, asset management and mutual fund, brokerage and insurance businesses.

First Union Securities includes: (1) First Union Securities, Inc. ("FUSI"), a registered broker-dealer and member NYSE/NASD and SIPC providing investment banking, merger and acquisition advisory and brokerage services to corporations, individuals and other institutions throughout the United States; (2) First Union Brokerage Services, Inc. ("FUBS"), a separately registered broker-dealer and member NASD and SIPC providing primarily retail brokerage services; (3) First Clearing Corporation ("FCC"), a separately registered broker-dealer and member NYSE/NASD and SIPC, providing securities clearance and settlement services; (4) the Capital Markets and Capital Management Groups within First Union National Bank ("FUNB"), a national banking association, and its subsidiaries, providing asset management, lending, structured finance risk management, derivatives, and fiduciary services to institutions and individuals; (5) various subsidiaries within First Union Corporation providing investment advisory, administrative and other services to the Evergreen and Mentor families of mutual funds; and (6) various wholly-owned state insurance agencies.

Stocks, bonds, mutual funds or other securities offered or sold through First Union Corporation or any of its bank or non-bank subsidiaries are not deposits of any bank and are not insured, guaranteed or otherwise protected by the Federal Deposit Insurance Corporation or any other government agency; are not endorsed or guaranteed by First Union Corporation, FUNB or any bank; and involve investment risk, including possible loss of principal.

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