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EMPLOYEE VOLUNTARY BENEFITS


We can help you attract and retain employees by providing you with a complete menu of voluntary insurance benefit options at little or no cost to your business.

Employee Voluntary Benefits allow you to partner with Wachovia to provide your employees with a wide range of specialized insurance offerings such as dental, vision, disability, long-term care, life, auto, and home. Your employees can get this coverage at a significant discount thanks to Wachovia’s special arrangements with leading insurance carriers.

Voluntary Insurance Benefits Products

  • Dental—traditional plans that allow employees to go to their choice of dentists
  • Term life—group or individual plans including voluntary executive life, level term to age 95, five-year level term, and executive term life
  • Universal life—offers permanent and portable life insurance that can be standalone or act as a supplement to the employer-provided term coverage
  • Short-term disability—flexible plans with optional waiting periods of 14, 30, 90, or 180 days, with benefit periods of six or 12 months
  • Long-term disability—supplement to short-term disability or employer provided sick leave designed to provide income protection for five years or to age 65
  • Accident insurance—covers employees against lost income due to off-the-job injury
  • Major illness—pays a benefit, in addition to any other coverage, for treatment of cancer, heart attack, stroke, 30 specified diseases, intensive care, and vital organ transplants
  • Vision—choices include either a fully insured or a discount services plan
  • Legal plans—may either be a fully insured or discount services plan
  • Long-term care—protects against the high cost of providing custodial care for the elderly and infirmed
  • Discount health services—provides participants with discounts to fees charged for dental, vision, cosmetic surgery, chiropractic, alternative medicine, hearing, and physician services

Your employees can get this coverage at a significant discount thanks to Wachovia’s special arrangements, through our affiliates, with leading insurance carriers.


Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Insurance and annuity products are offered through non-bank insurance agency affiliates of Wachovia Corporation and are underwritten by unaffiliated insurance companies.

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